VIRGINIA PERKINS, December 2014 — On November 5, 2014, the Ninth Circuit issued an opinion in Spinedex Physical Therapy USA, Inc. v. United Healthcare of Arizona, Inc., 770 F.3d 1282 (9th Cir. 2014), of potentially great importance to sponsors and administrators of ERISA plans. Of particular interest are the Ninth Circuit’s holdings that: A contractual […]